Saturday, August 31, 2019

Meteorologist: What do they do? Essay

Meteorologists are very involved in the world today. You might see them on T.V or hear their voice on the radio. Wherever they are they help you in many ways. The word â€Å"meteorology† refers to the Greek word meteoron. Meteoron refers to an astronomical phenomenon. The science of meteorology was eventually referred to the study of the atmosphere. Meteorology is the study of the atmosphere. Meteorologists, also known as atmospheric scientists, study the atmosphere’s physical characteristics, motions, processes, and the way it effects the rest of our environment. High school students interested in meteorology should take as many classes as possible in mathematics, physics, chemistry, mechanical drawing, and physical science. A bachelor’s degree in meteorology is the minimum job requirement. A master’s degree is necessary for most positions and a Ph.D. is required for most research positions. Most colleges and universities have meteorological programs. You must be good at reading comprehension, critical thinking, active learning, writing, and mathematics. Meteorology includes instruction in atmospheric chemistry, physics, weather dynamics, climatology and climate change, weather simulation, forecasting, climate modeling, mathematical theory, and the studies of clouds. After four or more years of sweating through exams, and slaving into the wee hours of the morning to complete term papers it’s time for your next challenge- getting a job. One of the best places to start is by asking questions to recent graduates who have found jobs. After asking questions you should attend seminars and workshops that your school may have on resume writing and interviewing. The federal government employs more than four-tenths of all meteorologists, therefore they are the largest employer. The second largest employer is the National Weather Service and the third is the Department of Defense and Armed Forces. Others work for stations and companies. Financially, meteorologists have a good outlook. Meteorologists who work for  the National government with a bachelor’s degree in meteorology make around $19,500 to $24,200 a year. A master’s degree earns about $24,200 to $29,600 a year and a Ph.D. earns about $35,800 to $42,900. Most experienced meteorologists make around $46,000 a year. Meteorologists work very hard to be what they are. They go through many years of college and hard work. Meteorologists are also very involved with the world today. Without them we would not know if it would rain or be sunny today.

Friday, August 30, 2019

Drama Short Scene

CHARACTERS JENNA ROBERT GAS STATION ATTENDANT CHAPLIN [JENNA has been driving all night after a fight with her husband. JENNA leaves a truck stop with a cup of coffee and although it is not her nature to pick up hitch hikers, at this point she figures what is the worst that can happen? Death? Then so be it. ] ROBERT: Hey, can I get a ride? JENNA: Why not? Where are you headed? ROBERT: Oklahoma. JENNA: Okay. ROBERT: [Getting in car] Where are you from? Where are you going? JENNA: Jackson, Wyoming and Jackson, Wyoming ROBERT: Are you married? JENNA: Yes ROBERT: How far can you take me? JENNA: Twin Falls, Idaho.ROBERT: You have small breasts. Do you talk to spirits? JENNA: What? What do you mean? ROBERT: My girlfriend was small like you; she spoke to the spirits and became a double D overnight. JENNA: [White knuckled on the steering wheel] Where is your girlfriend? ROBERT: Oklahoma. JENNA: Do you work there? ROBERT: [Looking down at his lap] No, I blew up the oil truck I was driving bec ause I was angry. I got fired. I have no job and no money. I started my house on fire and burnt everything up. My girlfriend got mad at me because all her bras were burned. I am hoping she will forgive me when I get back to Oklahoma.When I get angry, I just snap. JENNA: [Tongue in cheek] Are you angry now? ROBERT: No, I feel better. Are you angry now? JENNA: No, just out for a drive. I love going for drives. ROBERT: Would your husband let me come home with you? You are so pretty. JENNA: Hmmm, sorry but I don’t think so. Oh, my gosh! ROBERT: What? JENNA: My radiator is overheating! ROBERT: Why? JENNA: I don’t know! But I need to stop and let it cool down. [JENNA pulls over and retrieves a book from the glove box. She is very nervous. ] ROBERT: What are you reading? JENNA: Just a story. ROBERT: I see the word kissing. Can I kiss you?JENNA: No, I don’t think that is a good idea. ROBERT: Ok. JENNA: [Starts the car. ] We will stop at the next gas station. ROBERT: Are you sure I can’t kiss you? JENNA: Don’t touch my leg again! ROBERT: Ok. JENNA: Stay in the car and I will go see if someone can help me. Or, maybe someone here can give you a ride directly to Oklahoma. ROBERT: No! I want to go with you! JENNA: Whatever, I will be right back. [JENNA walks into the gas station. Suddenly there is commotion in the parking lot. ] GAS STATION ATTENDANT: [Yelling at Jenna] Son of a bitch! If that antifreeze takes the paint off of the cars it sprayed on, your ass is grass!Your husband opened the radiator cap when it was hot! What in the hell is wrong with him? Stupid people! JENNA: He is not my husband and I am sorry. Can you look at my car and tell me why it is overheating? GAS STATION ATTENDANT: If it will get you the hell out of here! [JENNA waits nervously, hoping Robert will find a new ride and that there is nothing to serious wrong with her car. ] GAS STATION ATTENDANT: You need a new hose clamp, I have one. Twenty bucks. JENNA: Really? For a clamp? A little piece of metal? GAS STATION ATTENDANT: Take it or leave it. JENNA: I won’t have enough gas money to make it home!ROBERT: I can get you money for gas. JENNA: What? How? ROBERT: Trust me. JENNA: Ok, go ahead and fix the car. ROBERT: Trust me. JENNA: But how are you going to get money? ROBERT: Easy we will just ask for the chaplin. JENNA: What? What in the hell are you talking about? ROBERT: Trust me. JENNA: [Getting into the car] We only have about an hour to Twin Falls. ROBERT: Will you kiss me then? JENNA: No! ROBERT: Ok. JENNA: So tell me how your girlfriend received her double d breasts. ROBERT: It is simple. You pray to the body spirit, the breast spirit and the cosmetic spirit and the next day you will have big breasts.You really could use a little more you know. JENNA: Robert, with all due respect, I think your girlfriend got implants and lied to you. ROBERT: [Grabbing Jenna’s arm. ] She did not lie! I prayed with her! She got the gift! Do y ou understand me? JENNA: Please let go of me. I believe you. [Quietness the rest of the way. ] JENNA: We are here. Now what? Where do you want me to go? ROBERT: Find the police department. JENNA: Ok. [They drove around until they found the police department. ] JENNA: Here it is. Now what? ROBERT: Come with me. JENNA: Do I have to?ROBERT: [Waving her on into the police department] Can I speak to the chaplain please? CHAPLAIN: What can I do for you my son? ROBERT: She needs a gas voucher and I need a bus ticket to Oklahoma. We are stranded and are trying to get home. The car broke down a ways back and we have no money. I am hungry. CHAPLAIN: Have a seat please. JENNA: It looks like you have done this before. ROBERT: [Scowling] That is my business. JENNA: Ok. CHAPLAIN: Ok, here is a gas voucher for fifteen dollars that you can use at the Standard station right up the road and here is your bus ticket voucher along with a voucher for a hot dog and a soda.ROBERT: Thank you. Do you pray to the breast spirits? CHAPLAIN: Just be on your way now. Blessings to you. [Jenna drives to the bus station. ] JENNA: Here you go Robert. Have a safe trip. Thank you for helping me get enough gas to get home. Bye. See ya. ROBERT: Will you wait for the bus with me? JENNA: I really need to head home Robert. Thanks again. ROBERT: [Grabs Jenna’s arm and leans into her face] You will wait with me or I will pray to the death spirits to take your breath away. If I have to help them I will. JENNA: [Trembling] Ok Robert, I will wait with you.ROBERT: [At the bus window] A ticket to Oklahoma City please. A hot dog, soda and a cookie for her. JENNA: Oh no, that is alright. ROBERT: Eat it! JENNA: Ok. ROBERT: Here comes the bus. JENNA: Ok, let’s go. ROBERT: [Boarding the bus] But I want to go with you Jenna. Please? JENNA: Robert just board the bus. Your girlfriend is waiting for you. ROBERT: Ok but will you wait until the bus leaves? JENNA: Sure ROBERT: Good bye. [Jenna watches as t he bus pulls away, Robert waving goodbye. She goes back to her car. ] JENNA: [Sitting behind the wheel] Dear spirit of protection†¦ [She drives away. ]

Thursday, August 29, 2019

Artificial intelligence in home automation

Artificial intelligence in home automation Abstract-Home automation is on horizon. It is an emerging technology and also a need of today. From the last decade a number of standards have been defined for home appliances. The main objectives of home automation are controlling, management and co-ordination of home appliances in a comfortable, effective and secure way. On the other hand, Artificial Intelligence is evolving as a technology for developing automatic systems that can perceive the environment, learn from environment, and can make decision using case-based reasoning. Using Vision capability, knowledge-based, learn ability, decision making and reasoning the AI provides a better solution for almost all automatic systems. In this paper we will see the types of home automation systems and then see how these system can utilize the AI tools so as to increase the effectiveness, powerfulness etc. Index TermsHome automation, artificial intelligence, knowledge base systems, secure home. INTRODUCTION One definition of an automated and networked home is An automated and networked home is one in which every appliance can be remotely managed from anywhere on the Internet with a simple Web browser The general goal of the automatic-home movement is to use networking technology to integrate the devices, appliances and services found in homes so that the entire domestic living space can be controlled centrally or remotely [6]. Home wiring, the advance home developers are installing, typically adds several thousand dollars to the cost of a new home, and it is usually Ethernet or coaxial cable or some combination of both with other technologies in the mix. The network is being designed to make possible remote operation of appliances connected to the network. A. Services Provided by the Home Automation System Comfortable A home automation system provides a large number of services which can broadly classified into following four categories: 1) le management of appliances 2) Remote controlling of appliances 3) Efficient utilization of home resources 4) Enhancing home security Comfortable management includes automatic adjustment of AC(air conditioning) setting, fan regulation setting etc. Remote controlling services include accessing devices from remote location and setting them ON/OFF. Efficient utilization includes running the home appliances at their optimal setting (setting at which we get the required output at minimum cost). Last category of service includes all those services which are used for securing the home environment. In this paper we will see the implementation of all these categories of services one by one and will see the application of AI techniques in implementation. In Section-II we will see AI techniques Knowledge-based system very briefly. Section-III covers the issues concerned with home automation. ARTIFICIAL INTELLIGENCE AND KNOWLEDGE-BASED SYSTEMS (KBS) AI is the collection of powerful and rigorous programming techniques studying the nature of intelligence by building computer systems, and the application of these concepts in solving real-world problems. The growth in the areas of AI has been increased significantly from the last decade. There exist a number of AI tools that make an automation system more sophisticated but here we will discuss the knowledge-based systems only as it is used frequently. Knowledge Based System: A knowledge-based system (KBS) is an AI based system that contains a significant amount of knowledge in an explicit, declarative form. The area of KBS development has matured over the past two decades. It started with first-generation expert systems with a single flat knowledge base and a general reasoning engine, typically built in a rapid-prototyping fashion. This has now been replaced by methodological approaches that have many similarities with general software engineering practice. KBS development is best s een as software engineering for a particular class of application problems. These applications problems typically require some form of reasoning to produce the required results. In current business practice there is an increasing need for such systems, due to progression of information technology in our daily work. For home automation, knowledge-based systems can provide the base to store the user preferences and managing the home appliances accordingly. PRELIMINARIES If we talk home automation, there are following three main issues: 1) How to connect home appliances and apparatus 2) How to make two home appliances to communicate to each other 3) How to control and manage home appliances As far as first issue is concerned, a number of standards have been developed for interconnecting the home devices and apparatus in a network so as to make their management much easier and comfortable. Summarized from a following are the main networking technologies used for connecting devices in home environment: 1) Direct cable connection 2) Bluetooth Connection 3) Phone Line 4) Ethernet 5) Radio (Free) Network 6) AC Network So we can connect the entire home devices by selecting any of the above-mentioned network technologies. Apart from connecting devices, the second issue regarding the home automation is how to make two devices communicate to each other. For handling this issue a number of standards have been developed. Summarized from there are following leading communication technologies in home environment: 1) UPnP (Universal Plug and Play) devices 2) X-10 based devices 3) Infrared devices 4) Bluetooth Devices 5) IP based devices All these technologies are well matured and have well settled standards. But, in this paper we will skip it as this is not of our concern. Now we move toward third issue i.e. how to manage and control the home appliances which is the issue we are concerned with. This issue can be handles in two ways. First, by using traditional digital and microprocessor-based systems like discussed in Second method for this is by using the sophisticated processing of artificially intelligent agents. If we consider the first choice, then it is somewhat more common but at the cost of time efficiency as well as feature limitations. On the other hand AI based technique provides more efficient and featured services like easy video and audio processing, easy reasoning etc. In this paper we will concentrate on the third issued of home automation i.e. management of home appliances and particularly, AI based home appliance controlling and management. MANAGING HOME APPLIANCES FOR COMFORTABILITY As discussed in Section-I, the first service that a user expect from the home automation system is the comfortable management of devices. e.g. the regulator setting of AC depends upon the temperature of the room. As the temperature increases the AC regulation rating (hence cooling rate) also need to be increased. Some features of such systems are: 1) These are closed loop systems 2) Sensors are transducers and other mechanisms for sensing the current proximity condition e.g. sensing the room temperature 3) Actuators are simply the mechanism to change the environment according to the control signals received from the knowledge base. 4) Knowledgebase (KB) is the centralized part of the system and is the main part to discuss here. This KB system can be implemented by using simple digital circuitry as discussed in [17] or using microprocessor systems as discussed in [11] but both suffer from the problem of manual setting. In both the system user has to decide and change the threshold setting whenever there is a change in the environment. E.g. in summer AC is used to down the temperature while in winter the same are used to up the temperature. So, user has to change the setting when season changes because the system cant learn from its experience. But using the KB system having learning capability, system can adjust the threshold setting as it gets the experience in its environment. For this system we need a KB system that can learn from the experience that what is comfortable temperature for the home users and can adjust the setting of AC and fan regulator accordingly. CONTROLLING HOME APPLIANCES FROM REMOTE LOCATION The second feature provided by the home automation system is the remote access to devices and their management. E.g. suppose you are going back to your home and it will take 20 minutes to reach your home. Now, you want to on you find your home with comfortable temperature. In such a scenario you need to access your home appliances and also to control them from remote location. Following are main points to consider about this class of systems: 1) Authorizer and Receiver is an electronic system capable to receive the control signal. As discussed in Section-II there exist a number of such systems any of them can be used for this purpose. One important thing about this system is that it requires some authorization mechanism to ensure that the request is authorized one. For this purpose we can use some cryptographic techniques to encode and decode the request so that only authorized user can access the network. 2) The decision maker system is an AI based agent that can decide what action should be taken in response to received query. E.g. suppose user just put the query that the room temperature should be x0 c. Now, this is the Decision Maker that will identify from its experience that the AC will maintain this temperature. And then it will determine setting of AC regulator corresponding to this particular temperature. Of course, the same system can be implemented by some electronic circuitry but that will be more complex, less flexible and less featured as compared to this learning based (case based) AI agent system. 3) The third component of this system i.e. Actuator is similar to the action implementer in the previous system. So, we will not discuss anything about this here. EFFICIENT UTILIZATION OF HOME APPLIANCES This application of home automation system is not as common as discussed two applications. But, on the other hand if the automation system is applied in the industrial environment then it becomes the more prominent and beneficial feature of the automation system E.g. Suppose the AC of your office (or room) is ON but you are not in your room from last three hours. Then why the AC is still ON? This is just wastage of power. As said already, this power wastage is not much in case of home appliances but in industries power saving is one of the major cost-cutting factor. So, for implementing this we need a system that can OFF the AC if it found that there is no person from the last significant time. We said here the word significant as the exact time cant be determined and depends upon the scenario (like for bedroom the AC should down OFF if there is no person for one hour while in waiting room the AC should go down when there is no person from last two hours). In such a scenario, we are supposed to have some automation system that can continuously pole the environment and can decide the appropriate action whenever needed. These systems should fast enough for responsiveness and effectiveness. The working of the components of the system is as follows: 1) The status poller continuously senses the environment conditions and forwards the sensed condition-factors to analyzer and knowledge-based database. 2) The Analyzer receives the current environmental condition from poller and with the help of the knowledge base database, it analyses the variation in the environment. Now, depending upon the variation Analyzer gives the instruction to Actuator. 3) Again here the actuator is similar to the actuator discussed in previous sections. The major differentiating factor of this system from previously discussed systems is that this is sequential while previous one was atomic, because, in this system the action to be taken depends upon the present and previous environmental conditions. SECURE HOMES The last major application provided by the home automation system is to provide the home security. This is the most complex home automation system. The description of how system works is as follows: 1) Security sensors sense the environment for security threat. 2) The analyzer and synthesizer analyses the data received from the sensors and filter out any security threat. If it found any security threat, then it sends the sufficient information to reasoning system. 3) The Reasoning system apply the reasoning for detecting whether the security threat is really a threat, if yes then it fires the security alert system for alerting the user about this security threat by analyzer. 4) This analyzer is same as used at the second stage but opposite in nature. The previous converts the physical information into digital form while later one converts the digital information back to physical form to alert the user. APPLICATION OF AI IN HOME AUTOMATION Now, in this Section we will concentrate on the application of AI in all the four forms of home automation system one by one. A. Use of AI in Comfortable Systems In these systems the application of AI is limited as most of the part can be easily implemented using some electronic circuitry. Here the only part where the AI is effective is the knowledge-based database which should be learnable (as discussed previously) for system to be truly comfortable. Since AI tools are little bit costly it will increase the cost of the system but will make the system more comfortable, flexible, easy updatable etc. B. Use of AI in Remote Controlling Systems In these systems AI can be applied in the authorizer as well decision maker stage. Applying AI at the authorizer will increase the responsiveness and security and is more applicable when the environment under consideration is an industry where security is a major concern (e.g. Banks). On the other hand, Decision making part can utilize the case ba sed reasoning of AI for effective and efficient management as it has to decide that which of the target device is corresponding to this particular instruction.C. Use of AI in Optimizing the Resource Performance In this system AI can used to implement knowledge base as discuss for previous systems and for Analyzer as it makes it more efficient in deciding the particular action. Moreover, if analyzer is learnable from its experience then it will make the system more optimized.D. Use of AI in Secure Systems The biggest use of AI is in these systems. Here we can apply following tools of AI for various applications: 1) Video Processing for security threat analysis 2) Image Processing for security threat analysis 3) Audio processing for security threat analysis 4) Knowledge base system for Security system database 5) Case-based reasoning for analyzer and synthesizer 6) Decision Making in Security Checking and Decision making So these systems use the AI exhaustibly. Presently, even though, different technologies are used for implementing these systems but in the near future AI will be the only implementation technique behind these systems as it is proved to be more sophisticated and effective tool for listed applications. CONCLUSION In this paper we started our discussion with home automation system by defining four major applications of these systems which are comfortability, remote control, optimal resource utilization and security. After that we see the detailed structure of home automation for implementing these services one by one explaining the working of each system and use of heuristic-based tools in these systems. At the last we discuss about the applications of AI tools in all four types of home automation systems. From this discussion it is clear that AI is emerging as a very useful and applicable technology for Home automation. On the other hand, home automation systems provide AI a vast range of Application.

Wednesday, August 28, 2019

Current Event 2 Essay Example | Topics and Well Written Essays - 500 words

Current Event 2 - Essay Example The health risks increase as we move from lower-risk drinking to higher-risk drinking. Health problems caused as a result of drinking can vary from behavioral issues like depression, argumentation, and irritation to physical issues like sexual problems and liver damage. I consent with the author that the risks posed to health and relationships by the alcohol increase with the volume of alcohol that is consumed. There have to be different recommended levels for men and women considering their biological differences and their bodies’ reaction and response to alcohol. Although the article contains detailed information about what level of alcohol consumption makes an individual a lower-risk drinker, an increasing-risk drinker, or a higher-risk drinker, yet it does not say anything about the risks associated with switching from a lower-risk to a higher-risk or an increasing-risk drinker. I find this article very informative since now I know, what the recommended level of alcohol consumption for me is. However, since the author says that it cannot be said with utmost objectivity that one would only experience the said health risks with the consumption of a certain level of alcohol, it is better to consume no alcohol at all. I find that the safest and thus would not consume any alcohol at all. For the most part, the information contained in the article supports what we have read in the course. The author of the article says, â€Å"Theres no guaranteed safe level of drinking† (â€Å"The risks of†), and our textbook also declares alcohol as the most problematic substance that is consumed in our society (193). The article declares it a dangerous practice to be drunk even mildly before swimming or driving whereas the textbook gives alarming statistics of the number of students that lose their lives because of drinking every year by indulging in the same or similar practices. However, the textbook is

Tuesday, August 27, 2019

Law Essay Example | Topics and Well Written Essays - 250 words - 4

Law - Essay Example When conducting internet transactions, be careful to read the user agreements prior to reading them. Otherwise, one may find that they have granted fraudsters access to their personal information (Queensland Law essay Example | Topics and Well Written Essays - 2500 words Law - Essay Example Although the Board of Directors has powers over the affairs of the corporation, these powers are not absolute. To protect the company and the shareholder, the Companies Act 2006 included several provisions that limit the powers of the Board of Directors. These limitations are not in anyway meant to curtail the ability of the Directors to respond to matters involving the affairs of the company but rather, these limitations are meant to focus the attention of the Directors on the things that are beneficial to the company. Aside from the limitations set forth in the Companies Act 2006, common law also limit the powers of the Board of Directors. There are several cases decided by the House of Lords regarding the scope and limitations of the powers of the Directors. To give us a clear picture of the limitations of the powers of the company Board of Directors under English law, let us look into the provisions of the Companies Act 2006 and review some of the leading cases decided by the courts regarding the extent of limitations of powers of the Board of Directors. Section 170 paragraph 3 of the Act states that â€Å"The general duties are based on certain common law rules and equitable principles as they apply in relation to directors and have effect in place of those rules and principles as regards the duties owed to a company by a director†¦Ã¢â‚¬  The duties of directors are covered under Chapter II section 171 to 177. According to section 171 of the Companies Act 2006, â€Å"A director of a company must (a) act in accordance with the company’s constitution, and (b) only exercise powers for the purposes for which they are conferred.† In other words, the Board of Directors may only exercise its powers for a proper purpose at all times. According to the court in the case of Harlowe’s Mominees Pty v Woodside2, proper purpose in this case means legal and moral intentions that are beneficial

Monday, August 26, 2019

Trobriander Culture Essay Example | Topics and Well Written Essays - 1250 words

Trobriander Culture - Essay Example The yam is the very object that can give a man political and economic power, however it is the one thing he can not grow for himself. This fact is the basis for the way the Trobriander culture functions. To understand the importance f the yam in the Trobriander culture, one must understand who grows and distributes the yams. It all starts with the preparation f the land. Due to the poor soil in the area, the Trobrianders use 'slash and burn' or 'swidden' cultivation to enrich the soil with minerals. Although married couples work together to prepare the yam fields, growing yams is primarily the man's job. The man uses young people to help him in his yam garden. He will later pay them with yams he receives. They may use this to buy things from the trading store or to buy secrets about the land and how it came into possession by the owners. Although it is the man that labors rigorously to grow the yams, they are never really his to use. The yams are grown for a single woman, usually his sister; therefore the garden is named after her. Although the yams are grown for a mans sister, it is her husband that will use the yams for political maneuvering. The yams, after staying on display at the gardens for about a month, are taken directly to the woman's husband's yam house. The only one that can use the yams while they are still at the garden is the gardens namesake, and this is only under a dire emergency such as a death in the family. The amount f yams a man gives to his sister is a direct, and publicly viewed, reflection f the relationship between the woman's husband and the grower. An abundance f yams can be given if the grower sees his brother-in-law as a hard worker, or good provider for his sister. This exchange is beneficial to the man giving the yams to a hard working man because he has repayment f woman's wealth coming back to him. The grower may also give an abundance f yams to a woman whose husband is seen as a political force to be allied with. It is the obligation f the receiver f the yams to return the generosity for the gift f yams by giving him cooked yams, taro, and pieces f pork if available. The distribution f the yams is designed to encourage good social relationships between neighbors and family. It is also highly dependent on hard work. No one will wish to give yams to a man that has nothing to give back in return because he is lazy. Having a yam house is a good indication f someone with political prowess. A man can not build his own yam house. The yam house can only be built by a man's in-laws, and this will only happen after the man proves his worthiness through years f hard work. A yam house is like a summer house in that it is possessed only by well established men. A man is bound to his wife's family because he depends on them to give him yams and also to build his yam house when he is ready for it. Weinder writes, 'A man can develop political power only if he has strong support from his wife's relatives, and this support is primarily demonstrated through yam production' (92). The woman's family is also reliant on her husband for yams in the event f death in the family. Therefore, there is a working relationship that requires an equal effort on both sides to be productive. Yams should be viewed more as a currency with symbolic value that can be used as a food. The main purpose f the yam is

Visionary Idealism Essay Example | Topics and Well Written Essays - 1250 words

Visionary Idealism - Essay Example For him, the process of artistic creation holds the potential of transcending the limitations of the mind and more fully expressing the divine spirit. He also believes that art can induce within the viewer an elevated state wherein spiritual states of being are attained (Grey). In this essay, I am going to cover a brief history of his life, the progression of his art and performances, where his art is displayed and has been used, and some positive and negative reviews of his works. My purpose is to critically critique Alex Grey's artistic style and vision. Alex Grey was born in Columbus, Ohio on November 29, 1953. Being the middle child of a middle-class couple, he strove to please his father by excelling in drawing. It was his father, who was a graphic designer, who saw in him his exceptional talent and encouraged his drawing ability. As a young child he would collect insects and dead animals from around the neighborhood and bury them in the back yard. From his earliest drawings to his performances, paintings and sculptures, the themes of death and transcendence have been woven throughout (Grey). During his teenage years he lived a solitary life in a world of his own imagination that could not be easily understood by others and did not give much concern to right or wrong. His art during that time shows how confused he was about himself, and about life and spirituality. It led him to express the tearing apart, the confusion, and the duality within his being. He attended the Columbus College of Art and Design for two years (1971-73), then dropped out and painted billboards in Ohio for a year (73-74) (Grey). He then attended the Boston Museum School for one year to study with the conceptual artist Jay Jaroslav (Grey). This is also where he met his wife Allyson, the artist. During this period he had a series of entheogenically induced mystical experiences that transformed his agnostic existentialism to a radical transcendentalism (Grey). He then spent five years at Harvard Medical School working in the Anatomy department studying the human body (Grey). As expected, the earlier works of Alex Grey (both drawing and painting) are simpler and more of self portrayal. His later works have shown maturity and complexity, moving out of self but still focusing on the human anatomy. What stuck out most about his early works is how talented and detailed his lines and features are, and how almost perfectly he has recreated himself in his visual arts. His later portrayal of himself reveals his own self realization and self actualization, revealing the inner struggles and duality of his inner being. He is able to show his audience what transpires within himself and the difficulties he has been going through as he is initiated into the growing complexity of his inner and outer world. In addition, his focus on the human eye in many of his works reveals an all-knowing existence of somebody, be it himself or God or any other important person in his life, which truly affects him and all of his life. One example is the "Vision Mission." The eye is placed above, which is believed as the vision, while the hand with the pointing finger below may stand for the mission. This drawing may have a spiritual implication and may have a much deeper meaning from what is actually shown. Moreover, his

Sunday, August 25, 2019

Should undocumented students qualify for federal student financial aid Term Paper

Should undocumented students qualify for federal student financial aid - Term Paper Example These students face legal uncertainties and limitations in the United States lawful system. In this essay, I will examine whether the Undocumented students should be qualify for federal student financial aid. Undocumented students are not denied from applying or being admitted to colleges; however, unlike other students who are citizens of the United States they face federal financial limitation. First, the Illegal Immigration Reform and Immigrant Responsibility Act of 1996 Sec. 1623(a) states â€Å"a foreigner who is illegally existent in the United States is not authorized on the basis of dwelling within a state for postsecondary educational welfares†. Except a national or citizen of the United States is qualified for the benefit without the regards as to whether the national or citizen is such as resident. Therefore, with such a law it is clear that undocumented students cannot be given students loans. However, I think this clause is unfair because if the student are allowed to get secondary education I do not see the reason of denying them loans that would help them in advancing their careers. Additionally, about 73% of the Undocumented students are born in the United States m eaning that they acquire citizenship by birth but the federal government does not recognize this fact as they see their parents as illegal immigrants. The Fourteenth Amendment is Vague in relation to the equality clause that relates to education. The Constitution requires that every child in the United States be given equal education opportunity regardless of their race, religion, sex, ethnic background, whether poor or rich or whether the child is a citizen or non-citizen of the United States. Therefore, if the constitution allows students to study in the United States regardless of whether they are documented or undocumented then the students should also be provided with financial aid to help them pursue

Saturday, August 24, 2019

Theory of Justice Analysis Paper Essay Example | Topics and Well Written Essays - 1000 words

Theory of Justice Analysis Paper - Essay Example One of the more famous views of ethics is primarily about the rights and duties of agents, which take precedent over individual feelings or inclinations, the wishes of the majority, or utilitarian calculations about what would make most people happy. Rights trump the pursuit of goods. There are fundamental principles and duties that restrain self-interest. Ethics explores the theoretical foundations of moral theology. It searches oneself before making a decision and taking action. The various schools and thought and concepts written about ethics provide the appropriate tool to guide a person in his decision making process, particularly in justice and security organizations. According to Souryal (2007), â€Å"the origins of criminal justice ethics can be found in an amalgam of the following sources: (1) natural law; (2) religious testaments; (3) constitutional provisions; (4) professional codes of ethics; and (5) philosophical† (85). The natural law traced its origins from the beginning of mankind encompassing all people, universally applicable and hardly changing. Considered the law of humanity, the natural law incorporates human rights and clearly defines principles that restrict the power of government over the individual’s welfare. Religious testaments indicate the significant role that religion plays in defining ethical issues and moral codes of conduct – but not the only source of principles in ethical issues (Souryal, 2007, 98). Constitutional provisions provide the framework for laws and regulations designed in accordance with ethical standards of right and wrong. As averred by Souryal (2007), â€Å"the Constitution is an oracle that epitomizes the truths of the social contract that unites the citizens and their government and sets the fundamental values of political order† (98). directed toward a common good† (Souryal, 2007, 101). The criminal justice system and other security organizations operate under the governance and jurisdiction of clearly

Friday, August 23, 2019

How accurate are selection methods. How is accuracy measured Essay - 1

How accurate are selection methods. How is accuracy measured - Essay Example There are five determinants of accurate recruitment and selection process. They are reliability, validity, legality, generalization and utility. Recruitment involves a pool of candidates being attracted for vacant jobs while selection involves choosing the right candidate from a pool of candidates. It might either be external where recruitment is done or internal, which requires promotion. Employee selection is part of the staffing process of an organization, which also include human resource planning, recruitment and retention activities. In conducting human resource planning, an organization project its likely demand for personnel who posses particular knowledge, skills and abilities (KSAs). Job analysis compares the present level of staffing to anticipated availability of the required personnel in the internal or external labor markets. Organizations carry out the recruitment processes when there is staff turnover or organizational expansion. This enables the organization to fill vacancies as required. Vacancies that are created by natural wastages should be filled as soon as possible. Natural waste is the process that oc curs when employees leave their jobs in order to retire or move to other jobs and not because their employer has made to them leave. When the organization, expands, vacancies are created and needs to be filled by the right personnel who will perform their duties towards achievement of organizational goals. When the organization wants to change direction from its initial business or when partners running organization decides to pull away from one another, the new organization will require new employees who have right abilities and knowledge, especially if most employees remains in one organization leaving the new with a few. When the organization conducts succession planning, vacancies are created. Succession planning is a process whereby internal personnel are identified and developed to fill key or critical organizational

Thursday, August 22, 2019

Clarion Boys Case Essay Example for Free

Clarion Boys Case Essay One problem in the Clarion School for Boys case is that employees did not have enough training on the system. On the survey taken, most employees responded that they were dissatisfied with the training they had received and most had training of only 1-3 hours. Since there was little training given on the system, the users were uncomfortable using it. It seemed that if they could not figure something out, they would give up and go back to doing it the old way. The bookkeeper commented, â€Å"I have been trying to finish this month’s books for the last two days, but I am having the same problems as last month. The accounts receivable software program is still giving me difficulties. I think I’ll just do them by hand this month.† When the system was first installed, the staff was excited about it but as time passed and there was no learning progression of the system, people became bored with it and stopped using it as much. Another comment made by the education supervisor was, â€Å"There was a lot of initial excitement about e-mail, but I haven’t heard much about it since then. I know I’ve been too busy to lean it myself, and I missed the training sessions because of other meetings.† I personally worked with a company where a new system was implemented and because of the lack of training and tutorials, there were major problems. For months the system was incorrect, causing many hours of overtime as well as many mess ups that had to be corrected. Familiar to this case, there was not a plan of action nor any goals set or a timeline for certain projects to be mastered. There was a lack of training causing the staff to have little confidence in their abilities to work the system. This problem falls under strategic planning. One component of strategic planning is training. Under strategic planning, the employees should be encouraged to be active in the system. They should be encouraged through training programs and help sessions. The team should establish goals and time lines of what they want to have accomplished by a specific date. In this case, there was not a formal plan or measures set. They were not able to judge how they were doing because they did not make a strategic plan to begin. I think this is a minor problem. I think the major problem is that once the system was implemented, there was no enforcement created. It seemed that the users did not want to get out of their comfort zone and learn something new. There was not much communication at the beginning and everyone seemed to be doing their own thing.

Wednesday, August 21, 2019

Beowulf Deeper Understanding Essay Example for Free

Beowulf Deeper Understanding Essay In the epic poem Beowulf there is a more universal understanding that can be seen once a reader has taken the time to look deeper into the text of the poem. A characters intentions are not always seen instantaneously. To understand the full meaning of why someone might go out of their way to help another is not always in the kindness of their own heart. A more intense and complicated plot is behind the thoughts of a character named Beowulf. Everything he does always has a catch to it and requires more then a personal thank you. In the poem Beowulf has three battles against foes. The first foe that he encountered was the man beast Grendel. Grendel lived in Denmark, which was a great distance from Beowulfs homeland. On his journey to Grendel he came upon and slayed nicors. Nicors are sea demons and their occurrence in his journey brought Beowulf more honors. The significance of Beowulfs journey and the killing of those beasts was that they brought him glory. This glory was not only shown through his pride although it was also shown through the inhabatince of the land towards Beowulf. The people of the land also gave him precious gifts. These gifts brought out the self-centered and materialistic sides of Beowulf. He didnt slay Grendel to help the people, because his intentions of getting a reward were not accepted out of the kindness of his heart. They were accepted in the sense that he knew that he deserved them and that they should be required to pay him tribute to his greatness. The following foe the Beowulf slayed was Grendels mother. His mother wasnt of any threat to the Danes until Beowulf killed her son. This caused a sedate and low key monster to take offense to the people who she has never tried to revenge against. Beowulfs ways in which he killed Grendel would be offensive to any parent either human or beast. When your sons arm is seen lying torn off his body symbolizing the greatness of his death and the excellence of a human being revenge is the only answer to the situation. The point in which Beowulf was trying to make when killing Grendels mother was that he was showing them that he not only got rid of their biggest  problem but he got rid of the following problem as well. He knew that if he slayed the mother following the son that a more exceptional reward would be given to him. The battle with the mother was more intense then the battle with Grendel because it took place underwater and in that place Beowulf found the deceased body of Grendel. To tip off his fame amongst the Danes he cut off Gredels head and returned home with it to signify his notability once again. Since the first and second beasts were off the hands of the Danes and Beowulf has receive enough personal gratification to meet his needs he now travels back home. All of his gifts of gratitude are brought back with him and a few outstanding items are given to the king in honor of Beowulfs loyalty towards him, although his intentions are not what they seem. His true intentions are to rule the kingdom and he does get his wish once the king dies in battle. While Beowulf is king the people gain much security in him due to his strength in battle. Knowing that Beowulf is less likely to be defeated in battle causes the people to want to treat him better because of the protection that he posses. The last foe the Beowulf goes into battle with is the fire-breathing dragon. The dragon has been in slumber for 300 years until one of Beowulfs peasants disturbs him by stealing his gold from his cave. Once this occurs the dragon periodically comes out of the cave and torments the Geats. Since the dragon is disturbing Beowulfs people he takes it upon himself to slay the dragon, although this will end up being the last battle that he is going to be alive to fight in. Once he returns home he dies shortly after asking to see the treasure that he has won from fighting the dragon. In the battle between the dragon and Beowulf him wanting to see his treasure before he dies acknowledges his materialistic ways. He doesnt ask to see any of his loved ones of the people who have been with him along his journeys, he asks to see what is in his possession before he dies. Beginning the battle he shows his loyalty to his people although his people dont show loyalty towards him because when he went to fight the dragon majority of them ran away. Therefore, Beowulfs dignity and strength traits are not  passed on to majority his people and they are only supporting him when they are not involved in dangerous battles. Beowulf wanted to be appreciated. He knew that his strength was rare and he wanted to be treated as a rare stone would be treated. Everything that he did had to be praised and had to have treasure in the end or it wouldnt be good enough for Beowulf. The fact that he made his people build him a grave and put all of his treasures in it with him shows that his peoples love towards him was not voluntary given. He forced the people to understand that with out him they were nothing and that they would be unable to survive in battle with out him. I believe that he made himself out to be more then he was to make himself feel more out of the crowd then anyone else that obtained a special talent. A persons innermost feelings are never clearly visible physically. To understand how a person thinks and why they feel the way that they feel is a very hard task. One may never understand the human feelings and what their results may concluded too, although ones inner thoughts or feelings (such as Beowulfs) may bring upon a deeper level of frustration. In the epic poem of Beowulf such human actions are expresses once a reader looks deeper into the poems story to see that there are more interpretations that can be made on a larger, more universal level.

Tuesday, August 20, 2019

Employment Law and Human Resources

Employment Law and Human Resources Christopher Serrano Week Two Assignment What do you think are some of the factors in the modern workplace that contribute to a theft of time? How can those factors be managed? Theft time occurs when an employee waste their time, such as taking extended breaks, arriving late, leaving early, unnecessary time and excessive internet usage for non related work. The biggest influences to the theft of time in a deskbound job is the use of internet for non related work purposes. It is very tempting for an employee to waste time when they are in from of a computer browsing online especially checking their social media status. One other major contributing cause to the theft of time is when an employee make their workday taking personal calls to deal with personal situations. Although these forms of theft of time can overlooked from the attention of the employer, there are things that a company can do to prevent employees from stealing time. One of the most effective way to prevent theft of time is to block certain websites, such as social media outlets especially Facebook. When an employees notice that certain websites are block, they are less likely to visit that website again. Companies can also monitor their employees by implementing the use of time and attendance software with the use of biometric scanner that requires employees to check in and check out when they arrive, leave, take breaks, and lunch breaks. The use of biometric and attendance system will warrant that employees scan themselves in and out without the assistance of a co-worker do it for them. 2. What does the word Whistleblower mean (legally speaking)? Give an example of whistleblowing. A whistleblower is a person who reports inside knowledge of illegal act occurring in a business and notifies the government of an unlawful act committed by that company. The Whistleblower Protection Act (WPA) of 1989 was enacted to safeguard workers who report major violations of the law from being discharged or otherwise retaliated against by their employers. To qualify for whistle-blower protection, an employee must provide a written disclosure regarding a violation of state or federal law through (1) mismanagement, (2) abuse of authority, (3) substantial waste of public funds, or (4) danger to public health and/or safety. (Moran, 2013) An example of whistleblowing is when the former CIA contractor Edward Snowden exposed the US Intelligence of collecting millions of internet data and phone records from the Americans. 3. Retaliation has become one of the most often cited reasons for employees filing charges with the EEOC against their employers. Please define retaliation in the legal, employment sense and explain when it is illegal. What can an employee do when they feel they have been retaliated against and for what reasons does retaliation rise to the level of an EEOC lawsuit? Retaliation is when an employee retaliates against its former employer for harassment and discrimation. If an employee feel that theyve been retaliated against, they can file a claim with Employment Equal Opportunity Commission for wrongful discharged. Although, here are several factors before filing a lawsuit which includes the seriousness of the violation, the type of legal issues in the case and the wider impact the lawsuit (EEOC.Gov). 4. During the course of a day, employee Jennifer Anniestown (an accountant) constantly opens and updates her Facebook account on her iPad, checks on her lottery ticket numbers, calls and talks to her mother for 30 minutes, her children for 10 minutes (she makes sure they get home safely every day) and her husband every afternoon for 15 minutes to see if he or she is making dinner that night. Her employer, Billybob Thornblower listens to each of her phone calls to make sure that she isnt talking to his wife, one of her good friends, about his actions at work. (He is always hitting on the salesgirls, in a good-natured way.) Billybob ends up being fired for sexual harassment when one of the salesgirls complains. Jennifers new boss, Tracy, notices that Jennifer is doing a ton of personal work during company time. There is no written policy about this issue at the company. To date, Jennifers work is exemplary. She always has everything done in a timely manner and her books balance at the end of every day. What should Tracy do about this situation? Tracy should warn Jennifer of this behavior before reporting her to Human Resources. Even though Jennifer is very good at what she does and can get her assigned task done in a timely manner, Tracy should tell her that she is committing theft of time and wasting companys money by taking care of personal matters during companys time. If this behavior continues, Tracy should sit down with her and write her up for performance improvement review to give her one more chance before terminating her employment. 5. Last month, Steven Smith was hired as the secretary for lawyer Wayne Wright, who has a drinking problem. Waynes last secretary quit when Wayne tried to get her to go out with him on a date. So far, Steven and Wayne have gotten along peachy. Steven is subpoenaed to testify in the harassment lawsuit of Waynes former secretary, and says (under oath) that Wayne has treated him great, but that Wayne also admitted he had asked the secretary out on dates regularly and grabbed her inappropriately. Steven is telling the truth. A few weeks later, Wayne and his firm lose the harassment case and have to pay the prior secretary back pay and reinstate her to her job as part of the damages in the case. The firm terminates Steven so that they can put the old secretary back in her job. Steven asks you what you think he should do. What do you say? As an advisor to Steven, I would advise him not to retaliate because as part of the court order, Waynes firm have to reinstate the former secretary back in her job. I would also remind him that he was an at-will employee therefore his former employer doesnt require to give him reason as to why they let him go. Lastly, I will tell Steven to reach out to Waynes office and ask if he can use them as a reference and ask for recommendation for future employment opportunity since he had a good relationship with Wayne. References: Moran, John J. Employment Law, 6th Edition. Pearson Learning Solutions, 01/2013.  VitalBook file. Filing a Lawsuit. (n.d.). Retrieved, from https://www.eeoc.gov/employees/lawsuit.cfm

Monday, August 19, 2019

Alone, by Lisa Gardner :: essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  Alone, by Lisa Gardner, is a story about a police sniper, Bobby, who was called to a hostage situation and ends up taking actions he will later regret. What you see at first glance is not always what it really is. Bobby thought he saw one thing happening in the house on that night, but the truth was something he could never imagine. In November 1998 Catherine Gagnon had reached her final string. Lives were about to change with just the pull of a trigger. Bobby didn’t know that when he pulled that trigger he was going to be pulled into a whole tangle of lies and secrets. Bobby and Catherine’s lives are about to collide and become their worst nightmare.   Ã‚  Ã‚  Ã‚  Ã‚  Bobby Dodge had been out for another night on the job when they got the call from Catherine Gagnon. Bobby was a very well respected member of the Massachusetts State Police Special Tactics and Operations (STOP) Team for six years. He was good at his job and this call was just another routine night for him, or so he thought. Catherine Gagnon had a very disturbing childhood. She was kidnapped and kept in a man-made four-by-six prison built just for her. She stayed in the silence and in the dark for twenty-eight days wondering when her keeper would come back and she would be tossed around and played with like a rag doll. She was rescued on November 18, by hunters, and was dubbed the Thanksgiving Miracle. Catherine grew up but keeping this deep secret with her all along. She married Jimmy Gagnon, the son of a very powerful judge in Boston. Their marriage had not been all it was made out to be. When Bobby arrived at their house it appeared that Jimmy had been holding C atherine and their son, Nathan, hostage in their house and had a gun. Bobby was good at his job; he saw the signs of danger and fired. The threat was over. But for Bobby, the trouble was just beginning. Judge Gagnon was not very happy with the news of his son being shot and was going to try to press charges on Bobby for murder. He did not like his daughter-in-law and was convinced she was hurting his grandchild, Nathan. Nathan always seemed to be sick. Bobby had no idea who he was shooting when he pulled that trigger, he just knew he was saving a life.

Are Zoos Necessary Essay -- Animals Wildlife Papers

Are Zoos Necessary As a child I can remember when I misbehaved the absolute worst punishment my parents could inflict: I would be banished to my bedroom, the length of time depending on the seriousness of the "crime." It seemed that every possible want and desire I had while being punished was related to an activity just outside the confines of that bedroom. The hours seemed like days and the time spent "locked" in my room was unbearable. When I look back on those "torturous" days of my childhood, I can't believe what the big deal was. If I hadn't been punished, most likely I probably would have spent my free time in my bedroom anyway. Who was I kidding, locked in a room with a TV set, all of my toys and comic books, who could possibly consider being confined to this "habitat" as punishment? While I wasn't "confined" for more than a day or two or put on display for other kids in the neighborhood to observe, I can see a resemblance to the animals that are locked up in their "rooms" at the zoo. While their rooms have most of the same things as their natural habitats, it is the thought that they do not get to leave after Mom or Dad has finally broken down and absolved them of their crime. This is their life for the foreseeable future. They haven't misbehaved and they certainly did nothing worthy of being punished for. What right do we have to exert our authority over other non-human species? Shouldn't animals be afforded the same basic rights as you and I? It is my belief that despite their professed concern for animals, zoos remain more "collections" of interesting "items" than actual havens or simulated habitats. Zoos teach people that it is acceptable to keep animals in captivity, bored, cramped, lonely and far from their n... ...undation 2000. Born Free Foundation < www.bornfree.org.uk > Brown JHS Virtual Zoo. March 1998. Clark County School District. < www.ccsd.net/schools/brown/zoo/index.html > Fritsch, Jane "Elephants in Captivity: A Dark Side," LA Times 5 Oct. 1998 McKenna, Virginia. Beyond the Bars, 1987 Peta Action Alerts. June 2000. People for the Ethical Treatment of Animals www.peta-online.org Smith, Val & Kimberly. Personal Interview. 27 July 2000. World Wide Words. Ed. 2000. Michael B. Quinion. www.quinion.com Wise, Steven, Rattling the Cage : Toward Legal Rights For Animals. New York: Perseus, 2000. Zoo Animals To Go. June 2000. Mecury Center <www.mercurycenter.com> Zoocheck. June 2000. Zoocheck Canada < www.zoocheck.com > Zoo in the Wild Editrice del Vascello. 2000 Editrice de Vascello <http://www.naturalia.org/ZOO/welcome.html>

Sunday, August 18, 2019

Dr. James Banks on Multicultural Education Essay -- Education

As we proceed further into the 21st century, multiculturalism becomes more relevant to obtaining a truly global society. Dr. James A. Banks defines the meaning of multicultural education and its potential impact on society when it is truly integrated into American classrooms. In his lecture, Democracy, Diversity and Social Justice: Education in a Global Age, Banks (2006) defines the five dimensions of multicultural education that serve as a guide to school reform when trying to implement multicultural education (Banks 2010). The goal of multicultural education is to encourage students to value their own cultures and the diverse cultures of those around them without politicizing their differences but rather, as Banks passionately explains in his lecture, â€Å"to actualize the ideals stated in the Constitution† (2006) forming â€Å"civil, moral, and just communities.† The first of the five dimensions of multicultural education is content integration. Teachers can identify exemplary people and information from diverse cultures and integrate it in a nontrivial into the curriculum so students can learn the effects of all cultures on the content they are studying. At the beginning of the school year in my Algebra class, I do a brief activity on the history of numbers. The students learn that we currently use the Arabic number system but there were many other number systems that existed in the history of numbers. We explore and try to represent quantities using various number systems such as Roman, Mayan, Chinese, and Egyptian number systems. The students are able to see the contributions made by people of diverse cultures to mathematics. The knowledge construction process, the second dimension of multicultural education, requires t... ... and administrators alike—must unite in a common plan to weave into all aspects of student life the recognition of diverse cultures and social groups. Dr. Banks (2010) explains the latent curriculum being â€Å"defined as the one that no teacher explicitly teaches but that all students learn.† These are the lessons that students remember long after they have left the school system. References Banks, J.A. (2006). Democracy, Diversity and Social Justice: Education in a Global Age. University Faculty Lecturers Podcast. Retrieved May 9, 2012, from http://www.uwtv.org/video/player.aspx?mediaid=1580263790 Banks, J.A., & McGee Banks, C.A. (2010). Multicultural education: Issues and perspectives. (7th ed.) Hoboken, NJ: John Wiley & Sons, Inc. Rothstein-Fisch, C., & Trumbull, E. (2008). Cultures in Harmony. Educational Leadership, 6 (1), 63-66.

Saturday, August 17, 2019

Importance of libraries Essay

The definition of a â€Å"good time† is different for everyone, but for me its reading a good book, fiction, non-fiction, biographies, history, religious books, comics anything . When I came to America in July 2013, I was fascinated to see a lot of different things and one of them were libraries, since I have a passion for reading books, I try to read one whenever I have free time, there were a lot of books ranging from the ones for small kids to those for adults. Sometimes I thought about becoming an author and sometimes a librarian. That’s why for my Senior Project, I will be exploring my passion of reading and libraries by showing the importance of libraries. I did not have any knowledge about the libraries in the US and I was very interested in doing it, I did research, surveys and volunteer work. My first objective was to learn the system of the library. In the 18th century, when the people first realized that there should be a way where people can gain knowledge, acquire information about anything they are interested or simply read because they like it that’s when the first library started operating in America. However, at that time many people donated a lot of money so that the libraries will be build and many donated all of their books so that other people will be able to gain knowledge from them. There was no need for a system back then as there was not much variety of books, but as time passed there were more and more discoveries, inventions and a lot of other knowledge which came, books increased and as the advancement went on and on, people realized there should be books for different age levels and that in order for the library to keep running without any sort of problems like stealing of books, proper organization of books and the supply of books. The need to check and arrange the large varieties of books was fulfilled by a librarian. There are many different systems of classification of books in a library which vary from library to library. Classification serves two main purposes in the library, to arrange books in a logical manner on the library shelves and to group like subjects together, They are classified either by numbering or on the basis of the author’s name alphabetically. The Dewey Decimal Classification System is the most widely used method for classifying books in the library. This system is a general knowledge organization tool  that is continuously revised to keep pace with knowledge. It is named after Melvil Dewey, an American Librarian who developed it in 1876. This system is a numerical scheme for the arrangement of subjects of nonfiction books, and it classifies books by dividing them into 10 main subject groups that are called categories. Each category is represented by figures beginning with 000 and going on to 999. In other words, it is a system of numbers used to mark and arrange mostly non-fiction books. As I started volunteering in Columbia Pike Library, there were different sections for children, teens and adults. Since I mostly work in the children’s section, this is the type of classification I learned about in children’s section. Since children are the ones who are in the process of learning how to read, their books are classified on a deeper level than that of teens and adults. They are classified on the basis of their leve l of reading like J, JE, JP, the â€Å"J† stands for juvenile which are mostly board books. The next are the â€Å"JP† (juvenile picture books) these books which are generally shelved on the basis of the author’s last name then â€Å"JE† (juvenile easy readers) these are for beginning readers, JP (juvenile fiction) these books harry potter, the non-fiction books are the juvenile non-fiction and juvenile biographies. The same goes for CDs and DVDs for children as well, they are also arranged as J/CD/DVD. The adult and teens section is comparatively less categorized and simply classified into fiction and non-fiction. The technological and management skills required for running a library are getting higher that’s why it has become necessary to acquire a master’s degree in Library science. From Ferguson’s careers in focus:- â€Å"Most acquisition librarian positions require a master’s degree in library science (M.L.S) a master’s degree in information service or a master’s degree in science of information.† Ac quisition librarians are responsible for building and maintaining a library’s collection of books and periodicals (e-publications) so they need a master’s degree in science information . I did a survey on the type of books preferred by teens the most, the options were fiction, nonfiction, history and biography. There were 0% votes for both history and biography non fiction had 33.33% vote and fictional books had 66.67% vote. Fiction got the majority votes. My second objective was to research about developing recommendation of books based on different age groups, The reason I did this objective was to develop a sense of recommendation or to be able to give an  opinion to people about any kind of book. My consultant asked me to make lists of books by searching for them in amazon because they have the latest books and they also have a better search engine then the library’s catalog. By doing this objective I learned how to research about books in order to suggest them to someone or to update the library. My consultant asked me to make lists of books for aged 2-3 or any other group by searching from the catalog or sometimes making a list of books for children th at were published after 2009 from amazon, and then give it to her so that it can be used to update the library. The best website to find the ideal book for any age group is amazon, this I learned from experience, after searching the books for hours and not being able to find the desired ones, the easiest method is to use the â€Å"advanced search† by putting in the desired requirements, I was able to easily find the books and then searched for them in the library’s catalog to check whether they were there or not. My consultant gave me several projects about making bookmark bibliographies one of them was about creating bookmark bibliographies for kids and teens about other countries and religions since books give children an idea about the other parts of the world, these books were mostly about their culture, food, religion and daily activities. â€Å"If we wish to create a lasting peace we must begin with the children.†-Mohandas Gandhi I personally liked this project a lot, because kids and teens should explore other parts and regions of the world by reading books like pic ture books, religion, food and culture, because I feel that the media and the internet seem to create a very negative influence on people all around the world, about their neighbouring countries and about all the other countries around the world, children should read and know about other cultures of the world so that their would be more peace in the future. It is better to have an idea about something before believing anything about it which the TV shows. My third objective was reviewing practicality of normal libraries and virtual libraries. Virtual libraries or digital libraries are a great source of information and learning, while many predicted that as digital libraries will begin, that will be the end of the normal libraries and that all the shelves of the public libraries will be sweaped clean, but it did not. While many people who want to save their time and effort prefer digital libraries, there are many people including myself who prefer reading the old fashioned  way. In my survey of virtual libraries vs. normal libraries, 13 people responded to the survey, out of which 8 prefered virtual libraries and 5 preferred normal libraries, there was a 38.46% vote for normal libraries and 61.54% vote for virtual libraries. The results surprised me because I thought people will choose normal libraries, because even though a virtual library sounds good, it is difficult to access virtual library and some require membership too. I researched about the advantages and disadvantages of normal and virtual libraries. My second survey was to find out the biggest advantage and disadvantage of virtual libraries. The advantages included Immediate access to resources, Information updated immediately, No physical boundaries, Support different learning styles, Accessible for the disabled.Information retrieval,Teaching tool for information literacy, Storage of information, Networking capabilities (provides links to other virtual libraries) and Directs students to relevant resources. Out of 12 people, 7 chose Immediate access to information making it 58.33%, 3 people chose information updated immediately which made it 25%, one person chose support different learning styles and one person chose directs students to releva nt sources making each of them 8%. These results were very predictable because no doubt the biggest advantage is immediate access to information. The disadvantages included Restricted by copyright law, the requirement for internet access and that skilled professionals are required to organize,maintain and help students. Out of 12 people 5 chose requires internet access, 4 chose that skilled professionals are required for help and 3 chose restricted by copyright. So in the disadvantages the need for internet access seemed to cause the most problems. So my overall conclusion from my surveys is that even though normal libraries will not end, there are many who prefer digital libraries over normal ones, the biggest advantage is the immediate access to resources as there is no need to go to the library and if it is checked out, there is no need to wait for it the because the virtual libraries gets rid of that long process and the biggest disadvantage is the requirement for internet access, it is no doubt that internet has made the life of people unimaginably easy but not everyone can afford this luxury. My fourth objective was to research about the history of the libraries in the US. It is due to the founding fathers of America like Benjamin Franklin and Thomas Jefferson that the system of  library began the US. The first public library came in the 18th century after some time, lots of people contributed millions of dollars so that education could be given to all for free. In 1731, Benjamin Franklin and his friends operated library company of Philidelphia. Andrew Carnegie gave millions to bring books and information to the people. From Gail Sakura’s Library of Congress â€Å"Thomas Jefferson had retired from the presidency and was living at Monticello, his home in Virginia. He offered to sell his personal book collection to the library of congress as a quick way to quickly replace the library’s losses.† The library of congress was set on fire on August 24, 1814. Some assume that the British had done it. Due to the efforts of our leaders, today the library of congress is the world largest library. It contains 100 million items, including 29 million books and pamplets, 53 million manuscripts and 4 million maps and atlases which are shelved in three buildings in Washington DC. My fifth objective was to volunteer at Columbia Pike Library. I started doing it in October and I will continue to do it after Senior Project .I worked in the children’s section where putting books back on the shelves, finding books for them and displaying them is the most important thing to do I also painted the walls of the library once and I decorated it by paper cutouts of different animals for the children. Sometimes on the weekends there is a story time in which teachers and students or parents and children come to the library, at that event I come earlier then usual and along with the other voluntee rs arrange the cookies and tables for the children and after they are done with it. I help to clean up the mess. My biggest obstacle was finding a job or volunteer work at a library, because since I just came in july and had never done volunteer work before, I was nervous and furustrated. I struggled hard to find a job, sometimes by searching on google and sometimes by going there like I went to Aurora Hills Library since it was close to my house but there was no volunteer work being offered at that time. I was not able to work at the school library, because they had another girl working there whose senior project was also on libraries. I thought about changing my Senior project but finally in October with the help of a friend of mine I was able to contact Barabara Dean the incharge of the Arlington Public Libraries and she asked me to contact Ms.Desiree Fairooz who was the incharge of Columbia Pike Library, she even gave me her e-mail address, and through that I was able to  finally start volunteering. My new skills are that I learned about the history of Library system in the US, I got to k now about virtual libraries and the qualifications required to become a librarian. I learned to make bookmark bibliographies and I learned how to do surveys, which I am sure I will need to do later in college and then in my career. I was thinking about printing out copies and then giving them to people but then my teacher told me about an online survey that was very useful, I just sent the link to my friends and I was able to get the results I needed, I am currently working on learning to make pamplets for the library. This project will help me by giving me volunteer hours which will help me get accepted in my desired college, because they require volunteer hours, The new skills I learned like making surveys, pamphlets and bookmark bibliographies will help me in college and later on in my life too, also the way the project is organized in a step wise manner with its deadlines, has shown me that putting everything till the last minute is not the solution, we should make achieve our targets by setting up a timetable and follow it. Works Cited † Library and Information Science, Second Edition (Ferguson’s Careers in Focus)† Ferguson. 2nd ed. N.p.: n.p., May 1,2011.. Sakurai, Gail. The Library of Congress. New York: Children’s, 1998. Print. Null, Kathleen Christopher., and Barb Lorseyedi. How to Write a Research Report. Huntington Beach, CA: Teacher Created Materials, 1998. Print. Zainebabrar18@yahoo.com. â€Å"E-mail.† Www.yahoo.com. N.p., n.d. Web. 7 Jan. 2014. . http://akaleidoscopicworld.blogspot.com/2008/03/advantages-disadvantages-of-virtual.html http://www.collegeonline.org/library/adult-continued-education/librarians-needed.html http://mypages.iit.edu/~smart/halsey/lesson1.htm

Friday, August 16, 2019

ICAS Report Planning Template Essay

ABC Ltd supplies a complete range of carpets and furniture to the general public. ABC Ltd has over 75 nationwide high street shops in all major UK cities and many large towns. ABC Ltd also has a 24/7 online shop which is on the head office site in Aberdeen. Over the past seven years the company has grown steadily and now has revenue of over  £29 million. It employs around 400 full-time staff. Who are the businesses major stakeholders (internal and external) and why? Major stakeholders of the business could be anyone who has an interest in the business. The business is the sole supplier of a range of furniture. The relationship with this supplier is crucial to the success of the business due to the competitive advantage that it offers ABC. Accounts Department (PIC 1.1, 1.4) How big is the Accounts department? What is the purpose of the accounting function? What type of organisational structure is there? Where does the accounts department get its information from? How does the accounts  department inter-relate with other departments within the business? At ABC Ltd the accounts department consists of the Finance Director, Company Accountant, General Ledger and Inventory Clerk, Accounts Payable Clerk, accounts receivable clerk, costing technician As well as payroll and personnel database clerk. The departments deal with the payments of invoices, comparing them to the   purchase orders and the stock receipts. They also monitor the stock and requirement for purchase orders. The department is also responsible for the credit control function, monitoring customers and the payment of the staff wages. In order to carry out these roles Accounts are forced to interact with the whole of the organisation to gather information. ABC use an account spackage which is fully integrated with the rest of the business software. The use an Enterprise Management System called PRONTO. This software allows for multi user access which can be restricted based on job roles. Non accounts users can see, but not change essential financial data, such as supplier and customer balances. Describe (in relation to the organisation) the 3 main financial statements – Income statement, SOFP and Statement of Cashflow. (PIC   What do they show? Who uses them? What decisions are made based on them? Income Statement SOFP Statement of Cashflow Income statements illustrate ABC Ltd profit or loss over a certain periods of time. The income statement records all revenue, losses and operating expenses for the business. The IS can be used to show profitability of the  company. Income statements are used by stakeholders, company accountants, financial directors and  managing directors. The income statements compared with other income statements within ABC Ltd over a period of time or  companies within the same sector will be able to determine the operating performance of ABC Ltd. Managers and the company accountant may be able to find out what areas of the business are over budget or under budget and make necessary changes. Statements of Financial Position (SOFP) illustrate a snap shot of the business financial condition. The SOFP includes the assets and liabilities of ABC Ltd. This is ia good indicator of the liquidity of the business. This statement will again be used by stakeholders, company accountants, financial directors and managing directors. Managers and the company accountant may be able to quickly get a handle on the financial strength and capabilities of the business, it’s also demonstrates if ABC ’s assets is enough to cover its liabilities, how liquid its assets are if ABC was to declare bankruptcy, if the business is in a position to expand etc. Statements of Cash flow illustrate the amount of cash generated and used by the business in a given period of time. Again this gives an indication of liquidity and working capital management. This statement will again be used by stakeholders, company  accountants, financial directors and managing directors. Managers   and the company accountant may be able to determine whether the business has enough cash to cover payroll and other immediate expenses or liabilities, as well as allow potential lenders to decide whether or not ABC Ltd is able to pay of its liabilities. What accounting regulations cover the preparation of the above financial statements? (PIC 2.1) In the UK, financial statements are governed by UKGAAP (UK Generally Accepted  Accounting Principles). They are also governed by the Companies Act What other accounting regulations and industry specific regulations does the company have to comply with? Does the company have to deal with Money-Laundering regulations? Does the company come under Sarbanes-Oxley? (PIC 2.1) The company also has to comply with the data protection act as they hold customer and staff information. Non compliance with this act can have severe financial and reputational implications. They are also required to comply with any rules set out by HMRC when paying employees and also calculating the tax liability of the business. The company does not have to comply with Sarbanes Oxley as this only affects companies registered with the New York Stock Exchange When the company has to deal with a change to the above regulations how does it organise this? In what way are system users affected by the change How do they get to find out about the change? (PIC 1.5) The Finance manger and HR manager monitor all regulations and alert the business when changes are made that will affect how the business operates. Changes are implemented by ensuring all staff are made aware of the change via internal communication methods. If need be employees are trained to ensure they fully understand the changes taking place.

Thursday, August 15, 2019

Digital Fortress Chapter 24

David Becker stood in a phone booth across the street from La Clinica de Salud Publica; he'd just been ejected for harassing patient number 104, Monsieur Cloucharde. Things were suddenly more complicated than he'd anticipated. His little favor to Strathmore-picking up some personal belongings-had turned into a scavenger hunt for some bizarre ring. He'd just called Strathmore and told him about the German tourist. The news had not been received well. After demanding the specifics, Strathmore had fallen silent for a long time. â€Å"David,† he had finally said very gravely, â€Å"finding that ring is a matter of national security. I'm leaving it in your hands. Don't fail me.† The phone had gone dead. David stood in the phone booth and sighed. He picked up the tattered Guia Telefonica and began scanning the yellow pages. â€Å"Here goes nothing,† he muttered to himself. There were only three listings for Escort Services in the directory, and he didn't have much to go on. All he knew was that the German's date had red hair, which conveniently was rare in Spain. The delirious Cloucharde had recalled the escort's name as Dewdrop. Becker cringed-Dewdrop? It sounded more like a cow than a beautiful girl. Not a good Catholic name at all; Cloucharde must have been mistaken. Becker dialed the first number. â€Å"Servicio Social de Sevilla,† a pleasant female voice answered. Becker affected his Spanish with a thick German accent. â€Å"Hola,?hablas Aleman?† â€Å"No. But I speak English† came the reply. Becker continued in broken English. â€Å"Thank you. I wondering if you to help me?† â€Å"How can we be of service?† The woman spoke slowly in an effort to aid her potential client. â€Å"Perhaps you would like an escort?† â€Å"Yes, please. Today my brother, Klaus, he has girl, very beautiful. Red hair. I want same. For tomorrow, please.† â€Å"Your brother Klaus comes here?† The voice was suddenly effervescent, like they were old friends. â€Å"Yes. He very fat. You remember him, no?† â€Å"He was here today, you say?† Becker could hear her checking the books. There would be no Klaus listed, but Becker figured clients seldom used their real names. â€Å"Hmm, I'm sorry,† she apologized. â€Å"I don't see him here. What was the girl's name your brother was with?† â€Å"Had red hair,† Becker said, avoiding the question. â€Å"Red hair?† she repeated. There was a pause. â€Å"This is Servicio Social de Sevilla. Are you sure your brother comes here?† â€Å"Sure, yes.† â€Å"Senor, we have no redheads. We have only pure Andalusian beauties.† â€Å"Red hair,† Becker repeated, feeling stupid. â€Å"I'm sorry, we have no redheads at all, but if you-â€Å" â€Å"Name is Dewdrop,† Becker blurted, feeling even stupider. The ridiculous name apparently meant nothing to the woman. She apologized, suggested Becker was confusing her with another agency, and politely hung up. Strike one. Becker frowned and dialed the next number. It connected immediately. â€Å"Buenas noches, Mujeres Espana. May I help you?† Becker launched into his same spiel, a German tourist who was willing to pay top dollar for the red-haired girl who was out with his brother today. This time the response was in polite German, but again no redheads. â€Å"Keine Rotkopfe, I'm sorry.† The woman hung up. Strike two. Becker looked down at the phone book. There was only one number left. The end of the rope already. He dialed. â€Å"Escortes Belen,† a man answered in a very slick tone. Again Becker told his story. â€Å"Si, si, senor. My name is Senor Roldan. I would be pleased to help. We have two redheads. Lovely girls.† Becker's heart leapt. â€Å"Very beautiful?† he repeated in his German accent. â€Å"Red hair?† â€Å"Yes, what is your brother's name? I will tell you who was his escort today. And we can send her to you tomorrow.† â€Å"Klaus Schmidt.† Becker blurted a name recalled from an old textbook. A long pause. â€Å"Well, sir†¦ I don't see a Klaus Schmidt on our registry, but perhaps your brother chose to be discreet-perhaps a wife at home?† He laughed inappropriately. â€Å"Yes, Klaus married. But he very fat. His wife no lie with him.† Becker rolled his eyes at himself reflected in the booth. If Susan could hear me now, he thought. â€Å"I fat and lonely too. I want lie with her. Pay lots of money.† Becker was giving an impressive performance, but he'd gone too far. Prostitution was illegal in Spain, and Senor Roldan was a careful man. He'd been burned before by Guardia officials posing as eager tourists. I want lie with her. Roldan knew it was a setup. If he said yes, he would be heavily fined and, as always, forced to provide one of his most talented escorts to the police commissioner free of charge for an entire weekend. When Roldan spoke, his voice not quite as friendly. â€Å"Sir, this is Escortes Belen. May I ask who's calling?† â€Å"Aah†¦ Sigmund Schmidt,† Becker invented weakly. â€Å"Where did you get our number?† â€Å"La Guia Telefonica-yellow pages.† â€Å"Yes, sir, that's because we are an escort service.† â€Å"Yes. I want escort.† Becker sensed something was wrong. â€Å"Sir, Escortes Belen is a service providing escorts to businessmen for luncheons and dinners. This is why we are listed in the phone book. What we do is legal. What you are looking for is a prostitute.† The word slid off his tongue like a vile disease. â€Å"But my brother†¦Ã¢â‚¬  â€Å"Sir, if your brother spent the day kissing a girl in the park, she was not one of ours. We have strict regulations about client-escort contact.† â€Å"But†¦Ã¢â‚¬  â€Å"You have us confused with someone else. We only have two redheads, Inmaculada and Rocio, and neither would allow a man to sleep with them for money. That is called prostitution, and it is illegal in Spain. Good night, sir.† â€Å"But-â€Å" CLICK. Becker swore under his breath and dropped the phone back into its cradle. Strike three. He was certain Cloucharde had said the German had hired the girl for the entire weekend. Becker stepped out of the phone booth at the intersection of Calle Salado and Avenida Asuncion. Despite the traffic, the sweet scent of Seville oranges hung all around him. It was twilight-the most romantic hour. He thought of Susan. Strathmore's words invaded his mind: Find the ring. Becker flopped miserably on a bench and pondered his next move. What move?

Wednesday, August 14, 2019

Best Friend Comparison

Many people have two best friends that are similar and different in many ways. These similarities are usually in age, attitude, and interests; on the other hand, some of the differences between these two friends can include height, beliefs, goals, ethnicities, cultures, and much more. Some people may not find any similarities or differences in their best friends, and others may find many similarities and differences in their friends.However, I find three distinct similarities and three differences within these similarities between my two best friends Daniella and Ashley, which allows me to see that despite these similarities and differences, they are still my best friends. Both Daniella and Ashley have boyfriends, but both boys are treated differently. Daniella and Ashley both live with their mom, but one house is cleaner then the other. Finally, Daniella and Ashley are both very smart, but one applies this smartness more then the other.My two best friends, Daniella and Ashley have b oyfriend. They both have been in their relationships for about 3 years, and they both met their boyfriends in freshman year of high school. Despite the similarity of both having boyfriends for the same amount of time, they treat their boyfriends differently. Daniella treats every moment with her boyfriend as if it were their last moment together. For example, every weekend, she picks her boyfriend up for a date. On the other hand, Ashley takes her boyfriend for granted.For instance, every other weekend, Ashley's boyfriend will pay for dinner and they never go on any dates. Both of my friends have boy friends, but Daniella treats her boyfriend with more respect than Ashley. In addition, Daniella and Ashley live with both their mom in a house. Daniella and Ashley both live in the same neighborhood as me. However, Daniella keeps her house immaculate. Her house is always clean and everything is in order. For example, her carpets always look brand new. Her bathroom is spotless, and her k itchen has everything organized, with the dishes always put away.Ashley's house looks like a tornado ran through it. Ashley's house is always a disaster. For instance, Ashley always has clothes all over the place and shoes everywhere. Her bathroom is completely disgusting. Her kitchen has filthy dishes all over the place and food on the floor. Her place also smells, unlike Daniella's house. Both of my friends live with both their mom in a house, but Daniella clearly knows how to maintain her home, while Ashley either does not care or does not know how to keep a clean home.Finally, both of my best friends, Daniella and Ashley, are extremely smart. Both of them speak very well and read lots of books daily. Daniella and Ashley usually get through the same book in the same amount of time, which is a 200-300 page book every four to five days. Both of my friends know how to discuss the text and analyze it. However, Daniella applies this talent to her schooling and future goal of becoming an Athletic Director, while Ashley does not apply herself at all. Daniella goes to all her classes and passes them with straight A's and B's.On the other hand, Ashley still, after many years, goes to school, but usually has to repeat her courses because she does not go to class regularly, and she is lazy to do the work. If Ashley did apply himself, I believe she would be the same to Daniella and also doing well in school. Either way, both are smart, but one applies herself, while the other does not. In conclusion, my two best friends Daniella and Ashley share many similarities, but within these similarities, they are both different.Both Daniella and Ashley have boyfriends, live with their mom in a house, and they both are very smart. However, Daniella treats her boyfriend with respect and takes him on dates every weekend, while Ashley never checks in with her boyfriend or buys him gifts or go on dates. Daniella's house is very clean and has everything in order. Her dishes are always clean, and her carpets are spotless, while Ashley's house is disgusting. Her bathroom is filthy, and her dishes are always dirty.Ashley also always has clothes all over her floor as well as shoes throwed everywhere. Finally, Daniella and Ashley are very smart and read a lot, but Daniella applies her smartness to school and future, while Ashley fails to discipline herself to move on with school. Either way, my two best friends may have similarities that differ in many and various ways, but one similarity that has no differences is that they are my best friends, and I care about them equally.

A financial report on Tullow Oil Essay Example | Topics and Well Written Essays - 1500 words

A financial report on Tullow Oil - Essay Example Head Quartered in London, Tullow employees more than 250 people all over the world with production capacity of approximately 80000 barrels per day. In 2007 company was drilling more than 40 wells spread across the globe. The overall global strategy of Tullow has always remained in the domain of making long term investments in assets and markets where company’s skills and expertise can make a difference. Besides investing in long term assets, Tullow follow a consistent strategy of following growth. Tullow’s focus has always remained on the exploration and exploitation of its existing resource base with more operational innovation and active portfolio management. It is because of this strategy that company is focusing on acquiring assets and making acquisitions in order to create synergy and achieve value for its stakeholders. Company is also continuously focusing on making capital expenditures and reinvesting the major portion of its profits into the business in order to fund growth of the business through its own internal resources. The beta is negative because of the fact that stock returns and market returns almost run parallel in opposite directions. The tullow stock has continuously risen in price whereas FTSE over the period of 52 weeks has shown a negative return. UK Gilts are considered as the most secure securities as they are backed up by the government of UK. In every market, all government securities issued are considered as risk free investments and returns offered by them are almost considered as risk free rate of investment. Therefore to make a direct comparison between risks free investment security and a security open to most of the risks in the market in a direct way will be little bit difficult to make. It is because of the fact that all other securities other than offered by the government are virtually open to every risk under the sky however government securities are, to some

Tuesday, August 13, 2019

Personal financial mgmt Term Paper Example | Topics and Well Written Essays - 750 words

Personal financial mgmt - Term Paper Example †¢ The bank uses a single: maximum 25% of income for mortgage payments, property taxes and insurance test, rather than the double: maximum 28% of income for MPPI and maximum 33% of income for MPPI plus other monthly debt service Being a new employee of a large US corporation, you should create monthly personal balance sheets and projected budgets when selecting and enrolling in these plans. You will need appropriate financial goals based on age, marital status, current income and savings status. Do estimate your tax liabilities and select investments for a 401(k) retirement account is also important (â€Å"Investment Guide† 2013). Consider evaluating the health insurance options available to you. They include; Of the three different Bank of America health insurance plans available to you, it is more effective to use the consumer-directed plan (â€Å"Investment Guide† 2013). It is because, if anybody sheltered in your plan meets the family annual deductible, or two or more family members combine to reach it, they will pay the coinsurance rate. In case anyone sheltered under your plan meets the out-of-pocket maximum, or two or more people combine to meet it, 100% of the costs for all your family members on the plan are covered. The Comprehensive Traditional Plan is another option, but in it, coinsurance begins only for that person in your family who meets the individual annual deductible. Besides, suppose two people on the plan have costs, which combine to meet the family deductible, coinsurance begins for everyone on the plan. The consumer-directed plan still has the biggest benefit for you. Finally, you will need to monitor the progress of your chosen plan options. After making the investment choices, you must to evaluate frequently the performance of the plan investments to see if the finances allocated are still suitable for the portfolio. It will also help you know if there is a need to rebalance the accounts to match your desired asset